PROPERTY AND LIABILITY

Property INSURANCE

     When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways, too.    Brotherhood Mutual’s property insurance programs offer protection for physical things—your buildings, property, and belongings.    We offer many endorsements including:   Money and Securities Coverage  Clergy Property Coverage   Bond: Pays for covered losses resulting from dishonest activity of personnel    Equipment breakdown: Pays for property losses that are the result of a sudden or accidental breakdown of equipment    Flood - up to $10,000 in FLOOD coverage    Ask us about our Reducing Deductible Endorsement          

 

When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways, too.

Brotherhood Mutual’s property insurance programs offer protection for physical things—your buildings, property, and belongings.

We offer many endorsements including:

Money and Securities Coverage

Clergy Property Coverage

Bond: Pays for covered losses resulting from dishonest activity of personnel

Equipment breakdown: Pays for property losses that are the result of a sudden or accidental breakdown of equipment

Flood - up to $10,000 in FLOOD coverage

Ask us about our Reducing Deductible Endorsement

 

 

 

LIABILITY INSURANCE

     Liability insurance fills in the gaps and protects your ministry's people and finances. Basic liability coverage provides protection for claims of bodily injury or property damage liability. Enhanced liability coverages include:    Personal injury liability   Specialized emotional injury liability      Teacher/governing board liability      Brotherhood Mutual offers many other liability protection options, including     sexual acts liability,    counseling acts liability,    directors and officers liability,    Religious Freedom Coverage    and computer-related liability. 

 

Liability insurance fills in the gaps and protects your ministry's people and finances. Basic liability coverage provides protection for claims of bodily injury or property damage liability. Enhanced liability coverages include:

Personal injury liability
Specialized emotional injury liability
 

Teacher/governing board liability
 

Brotherhood Mutual offers many other liability protection options, including

sexual acts liability,

counseling acts liability,

directors and officers liability,

Religious Freedom Coverage

and computer-related liability. 

commercial automobile

  Does your church provide vehicles for your ministry staff? Does your ministry own a bus that's used for trips? Then you need auto insurance.    Research shows that vehicles represent one of the most serious liability exposures for your ministry. For many organizations, the most serious bodily injury or property damage losses are the result of automobile accidents.    Brotherhood Mutual offers many different commercial auto coverage features and options, designed to help ministries of all sizes protect themselves against vehicle-related losses. Protect your ministry and your people by making sure you have the right insurance coverage. Ask a Brotherhood Mutual agent for more information about:    Vehicle Liability Coverage    Collision    Comprehensive    Uninsured/Underinsured Motorists Coverage    Vehicle Medical Payments Coverage    Personal Injury Protection    Vehicle Physical Damage Coverage

Does your church provide vehicles for your ministry staff? Does your ministry own a bus that's used for trips? Then you need auto insurance.

Research shows that vehicles represent one of the most serious liability exposures for your ministry. For many organizations, the most serious bodily injury or property damage losses are the result of automobile accidents.

Brotherhood Mutual offers many different commercial auto coverage features and options, designed to help ministries of all sizes protect themselves against vehicle-related losses. Protect your ministry and your people by making sure you have the right insurance coverage. Ask a Brotherhood Mutual agent for more information about:

Vehicle Liability Coverage

Collision

Comprehensive

Uninsured/Underinsured Motorists Coverage

Vehicle Medical Payments Coverage

Personal Injury Protection

Vehicle Physical Damage Coverage

 

workers compensation

 State law requires that employers—including ministries like yours—protect their employees with workers’ compensation insurance.    Employee Benefits    Workers' compensation coverage provides benefits for employees in relation to work-related injuries or diseases that are specified by state law, including:  Medical benefits  Disability benefits  Rehabilitation benefits  Death benefits    Employers' Liability    Employers’ liability insurance is included with Brotherhood Mutual’s workers’ compensation policy. This coverage protects your ministry if it is sued as the result of an employee’s job-related injury or illness.  Protect your ministry and your employees.  Contact a Brotherhood Mutual agent to learn more about workers’ compensation coverage.

State law requires that employers—including ministries like yours—protect their employees with workers’ compensation insurance.

Employee Benefits

Workers' compensation coverage provides benefits for employees in relation to work-related injuries or diseases that are specified by state law, including:

Medical benefits

Disability benefits

Rehabilitation benefits

Death benefits

Employers' Liability

Employers’ liability insurance is included with Brotherhood Mutual’s workers’ compensation policy. This coverage protects your ministry if it is sued as the result of an employee’s job-related injury or illness.

Protect your ministry and your employees. Contact a Brotherhood Mutual agentto learn more about workers’ compensation coverage.